My card for The Card Concept. Check it out Here
I think I can classify my card as CAS thanks to Lesley's explanation of CAS and CAL
Now even FMS makes more sense to me.
I used white embossing paste with drops of PTI's Ocean Tides refill ink on a Tim Holtz Stencil for the texture. This is a technique that I got on Jennifer McGuire's blog which you can access Here
The paper and ink are PTI's Ocean Tides and the Sentiment is from Balloon Bash